http://www.PrudentPressAgency.com (interchangeably referred to as the "Web Site, PrudentPressAgency.com, Prudent Press Agency or PPA" in these terms and conditions of use).

In order to use PrudentPressAgency.com, you must first accept without modification all of the terms, conditions, and notices contained in these Terms and Conditions of Use. If you do not accept these Terms and Conditions of Use in their entirety, you may not access or use the website a t http://www.PrudnetPressAgency.com or any of its affiliate sites.

Portions of PrudentPressAgency.com may be governed by posted guidelines, rules, or other terms and conditions. All such guidelines, rules, terms and conditions are hereby incorporated by reference into these Terms and Conditions of Use. In the event of a conflict between such other guidelines, rules, terms and conditions and these Terms and Conditions of Use, the Terms and Conditions of Use shall control, except that the PrudentPressAgency.com Privacy Policy, referenced below, supersedes any conflicting language in these Terms and Conditions of Use and/or any other guidelines, rules, terms and conditions published in connection with PrudentPressAgency.com with respect to the subject matter covered by such privacy policy.

Applicable law

By visiting PrudentPressAgency.com, you agree that the laws of the state of Delaware USA, without regard to principles of conflict of laws, will govern these Terms and Conditions of Use and any dispute of any sort that might arise between you and Prudent International Inc or its affiliates.

Modification of These Terms and Conditions of Use

Except as otherwise set forth herein, PrudentPressAgency.com reserves the right at any time to change the terms, conditions, and notices under which PrudentPressAgency.com is offered. Changes to the these terms and conditions are effective after we provide you with notice of the changes by posting the changes on the website, however, we may choose to temporarily change certain terms for promotional events (for example, no-fee days) and such changes are effective when we post the temporary promotional event on the website. We will provide you (at your email address on record with us) or by placing a prominent notice on our site with thirty days prior notice of changes to the terms of our Privacy. You are responsible for regularly reviewing all of the terms, conditions and notices related to PrudentPressAgency.com.

Continued use of PrudentPressAgency.com after any such change shall constitute your consent to such change. Unless explicitly stated otherwise, any new changes or improvements to PrudentPressAgency.com shall be subject to the Terms and Conditions of Use, as modified or amended from time to time.

Rights associated with written or drawn materials and photos.

By purchasing written or drawn materials and photos from this website you purchase only: First Serial Rights related to the material.

By submitting written or drawn materials and photos to this website the writer agrees to surrender ALL RIGHTS in relation to EXCLUSIVE stories and or photos.

The writer remains with all other rights related to materials other than exclusives. Prudent International Inc reserves the right to sell all materials to any market we deem fit. The writer agrees to indemnify Prudent International Inc with regards to any copyright infringements arising from any materials submitted by any writer on our website.

First Serial Rights are defined in this terms and conditions of use as: A license to publish the story, article or poem for the first time in any periodical. All other rights remain with the Prudent International Inc. First Serial Rights are not limited by geographical limits. First Serial Rights sold to an online publication cannot be limited by geographic area because the Internet is accessible by a worldwide audience.

All Rights are defined in this terms and conditions of use as : A license giving up all rights he or she owns in the work. The publisher may publish the work in any format -- print, film, electronic formats such as CD ROMs, and on the Internet without providing additional payment to the author. The author does not retain the right to state that he or she authored the work, nor the right to publish, market or distribute the work, to create derivative works, or to perform the work.

Material Bylines:

You agree that all materials (news and feature articles, graphics, cartoons, graphics, books, poems sketches or any other materials) submitted by you to this website or its affiliate websites or agents automatically bears the byline "By Prudent Press Agency" .

Submission of written or drawn materials and photos.

All submissions must be made STRICTLY ONLY via the website at http://www.PrudentPressAgency.com. We do not accept submissions by any other method like ordinary mail, address drop in, email or fax.

To be able to submit any articles, you must have filled in the comprehensive registration, acquired a username and password and agreed to these terms and conditions of use.

Copyright Complaints

Prudent International Inc and its affiliates respect the intellectual property of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please email us a t copyright@prudentpressagency.com

Notice and Procedure for Making Claims of Copyright Infringement

If you believe that your work has been copied in a way that constitutes copyright infringement, please provide Prudent Press Agency copyright agent the written information specified below. Please note that this procedure is exclusively for notifying Prudent Press Agency and its affiliates that your copyrighted material has been infringed.

· An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest;

· A description of the copyrighted work that you claim has been infringed upon;

· A description of where the material that you claim is infringing is located on our site;

· Your address, telephone number, and e-mail address;

· A statement by you that you have a good-faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;

· A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner\'s behalf.

Prudent Press Agency\'s Copyright Agent for notice of claims of copyright infringement on its site can be reached as follows:

Copyright Agent
Prudent International Inc
P.O. Box 13142
2501 EC, The Hague
Netherlands.
phone: 00 31 620 630 974
e-mail: copyright@prudentpressagency.com

Your account

If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. Prudent International Inc does sell products for children, but it sells them to adults, who can purchase with a credit card. If you are under 18, you may use Prudent International Inc only with involvement of a parent or guardian. Prudent International Inc and its affiliates reserve the right to refuse service, terminate accounts, remove or edit content, or cancel orders in their sole discretion.

DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILIT Y

THIS SITE IS PROVIDED BY PRUDENT INTERNATIONAL INC ON AN "AS IS" AND "AS AVAILABLE" BASIS. PRUDENT INTERNATIONAL INC MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS SITE OR THE INFORMATION, CONTENT, MATERIALS, SERVICES OR PRODUCTS INCLUDED ON THIS SITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS SITE IS AT YOUR SOLE RISK.

TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, PRUDENT INTERNATIONAL INC DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. PRUDENT INTERNATIONAL INC DOES NOT WARRANT THAT THIS SITE, ITS SERVERS, OR E-MAIL SENT FROM PRUDENTPRESSAGENCY.COM ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. PRUDENT INTERNATIONAL INC WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES.

CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.

Press Release Services:

Prudent International Inc does not endorse, approve, certify, or control these external Internet addresses and does not guarantee or assume responsibility for the accuracy completeness, efficacy, timeliness, or correct sequencing of information located at such addresses.

Use of any information obtained from such addresses is voluntary, and reliance on it should only be undertaken after an independent review of its accuracy, completeness, efficacy, and timeliness. Reference therein to any specific commercial product, process, or service by trade name, trademark, service mark, manufacturer, or otherwise does not constitute or imply endorsement, recommendation, or favoring by Press Release Network.

DISCLAIMER: The content of each press release is the responsibility of the publishing organization and is not vetted or approved by Prudent Press Agency prior to publication. Prudent Press Agency has the right to edit all Press Releases before distribution.

Prudent Press Agency is not liable directly or indirectly for any direct or consequential loss, damage or expense resulting from the material disseminated and published on the site. Subscribers are advised to check the accuracy of all press releases and to obtain their own professional advice in relation to such information.

Newspaper Advertisements

The buyer (you) agrees to keep accurate records and to avoid any misleading, deceptive, or unethical practices.

The buyer further agrees to abide by all Federal , State and local legal statutes governing the sales or solicitation of the services marketed by Prudent International Inc, but not limited to, occupational licenses, business licenses, merchant licenses, permits or any other license or permit which may be required to perform under this Agreement

The buyer understands the cost of advertising is for one week\'s worth of ads unless the buyer specifies additional weeks. The buyer also understands that weekly and daily newspapers will only be published on the following weeks newspaper editions".

The buyer understands that Prudent International Inc does not guarantee any response whatsoever from ads placed at the buyer\'s request.

No orders will be processed without a Payment Receipt/Confirmation form signed. The buyer understands this signature is only for advertising requested and that the buyer agrees to all Terms & Conditions. When the buyer has established rapport with Prudent International Inc, a signature may no longer be required for orders online. The buyer agrees that he/she shall be notified via email when a signature is no longer required.

The buyer understands that all websites in ad copies will be counted as 3 words, email addresses as 3 words, phone numbers 1 word, and Ext #\'s as 1 word.

The buyer understands there may be additional charges to advertising due to miscalculated words in ad copy.

Prudent International Inc agrees to contact the buyer in regards to this addition before charging the buyer.

The buyer agrees that all ad copy changes, paper changes, or cancellations must be made prior to deadline on Wednesday at 10:00am (-8hrs GMT).. No changes may be made after deadline for the week requested.

The buyer understands by placing advertising for multiple weeks, the buyer cannot make ad changes, paper changes or cancellations after deadline for the first publishing week requested.

The buyer agrees to prepay for all advertising. Prudent International Inc agrees to prepay to all newspapers selected by the buyer as requested. Prudent International Inc agrees to handle all correspondence with the newspapers.

The buyer understands that rates, circulations, run days, etc. may and will change without prior notice. Prudent International Inc agrees to keep this information up to date to the best of its ability.

The buyer understands that Prudent International Inc is not responsible for advertising rejected by any newspaper offered. Prudent International Inc has provided a state by state listing including all Accepted and Rejected papers. Papers with a Rejected listing do not accept Business Opportunity, Help Wanted, Weight Loss, Loan, Personal or any other ads related to or offering products. This includes ads related to mortgages, psychics, credit cards, guns, and cigarettes. These papers are very strict about the advertising they will accept.

The buyer agrees that if he/she chooses Rejected papers, their advertising will not be requested to the newspapers that clearly do not accept such advertising. The buyer agrees that Prudent International Inc is not responsible financially, ethically, or morally for advertising rejected.

Prudent International Inc agrees to NEVER share any personal information from client, customers, referral agents, buyers, etc at any time now or in the future. All information given to Prudent International Inc is kept confidential. Prudent International Inc also agrees to never reproduce, duplicate, or violate any buyer\'s information nor sell any information given by any buyer.

The buyer understands by accepting these Terms & Conditions, advertising will only be placed now and in the future as directly ordered or requested by the buyer. Prudent International Inc will never charge any buyer without a Payment Receipt/Confirmation form signed and faxed to Prudent International Inc offices by deadline unless notified by Prudent International Inc following establishment of rapport.

The buyer agrees to indemnify and hold Prudent International Inc harmless from any claims, damages and expenses, including any attorneys\' fees, arising out of my actions or conduct in violation of this Agreement.

In the event a dispute shall arise between the buyer and Prudent International Inc as to our respective rights, duties and obligations under this Agreement, and the policy and procedures of Prudent International Inc, it is agreed that such disputes shall be exclusively resolved pursuant to binding arbitration under the commercial rules of the American Arbitration Association with arbitration to be held in Delaware. Delaware law will apply to the resolution of the dispute, unless otherwise agreed in writing. The arbitration panel shall consist of one arbitrator. In addition to declaratory relief, the arbitration panel may award preliminary and permanent injunctive relief and compensatory damages and shall award reasonable attorneys\' fees and costs to the prevailing party. The arbitration award may be enforced in any court of competent jurisdiction. This provision shall not restrict Prudent International Inc from seeking preliminary or permanent injunctive relief in any court of competent jurisdiction.
Financial Terms

You shall be financially responsible for your use of this website at the then-current payment terms. PrudentPressAgency.com reserves the right to modify its fees and payment terms at any time by providing at least fourteen days\' notice of the changes by posting the changes on the news page.

Your continued use of this site shall be considered acceptance of the modified terms. If you agree to pay using a credit card, or any other method of acceptable online payment, you shall provide to PrudentPressAgency.com all information necessary in order for PrudentPressAgency.com to make payment via the Web Site using such payment method. You agree to indemnify and hold harmless PrudentPressAgency.com from all losses and damages arising from or related to payment of fees via the Web Site.

You will be responsible for payment of any sales, use, or other taxes arising from this Agreement, together with any related interest and penalties assessed by a taxing authority. All fees paid by you are nonrefundable. PrudentPressAgency.com will assess an additional 1.5% (or the highest amount allowed by law, whichever is lower) per month late charge if your account is past due.

PrudentPressAgency.com may terminate this Agreement or suspend the provision of services for failure of you amounts when due. You will reimburse PrudentPressAgency.com for all reasonable costs incurred by PrudentPressAgency.com in collecting past due amounts. Such costs may include, but are not limited to, wire transfer fees, collection agency fees, reasonable attorneys\' fees, and court costs.

Material prices and payments

Prudent Press Agency.com reserves the right to set prices to all materials submitted to its website as it sees fit. These prices are set at Prudent Press Agency.com sole digression and do not necessary confine to any standard, organization or union requirements. By submitting your material/s for sale via this website you agree to surrender your work to the pricing of Prudent Press Agency.

Prudent Press Agency is in no way obligated to reveal the prices and costs of its products or materials to any of its customers. This is done in order to protect ourselves from numerous inquiries and potential law suits we receive every time we manage to get our customers published.

Unlawful or Prohibited Use

You will not use PrudentPressAgency.com for any purpose that violates

· Federal, state or local laws or regulations,

· Community standards,

· International treaties or

· These terms, conditions, or notices.

You will not use this site in any manner that violates or infringes upon the rights of others.

You will not use this site to solicit the performance of any activity that is prohibited by law or to solicit any of the customer to become a customer of any other provider of services competitive with PrudentPressAgency.com.

You may not use the PrudentPressAgency.com in any manner that could damage, disable, overburden, or impair PrudentPressAgency.com or interfere with any other party\'s use and enjoyment of it.

You may not attempt to gain unauthorized access to any account, computer systems or networks associated with PrudentPressAgency.com. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through PrudentPressAgency.com.

You agree to use PrudentPressAgency.com only to buy and or submit your own materials, press releases and classified placements. You may also link to and use excerpts from Articles found in the Web Site.

By way of example, and not as a limitation, YOU AGREE that when using PrudentPressAgency.com

YOU WILL NOT:

1. Use in connection with surveys, contests, pyramid schemes, chain letters, junk email, spamming or any duplicative or unsolicited messages (commercial or otherwise).

2. Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.

3. Publish, transfer, distribute or disseminate any information which may be obscene or contain child pornography or, if otherwise adult in nature or harmful to minors, shall be posted only in the Mature Audiences section, distributed only to people legally permitted to receive such content, and subject to the Mature Audiences Terms of Use.

4. Publish, transfer, distribute or disseminate any information which may include an inappropriate or unlawful topic, name, material or information.

5. Transfer, or otherwise make available, files that contain images, photographs, software or other material protected by intellectual property laws, including, by way of example, and not as limitation, copyright or trademark laws (or by rights of privacy or publicity) unless you own or control the rights thereto or have received all necessary consents to do the same.

6. Use any material or information, including images or photographs, which are made available through PrudentPressAgency.com in any manner that infringes any copyright, trademark, patent, trade secret, or other proprietary right of any party.

7. Transfer files that contain viruses, Trojan horses, worms, time bombs, cancel bots, corrupted files, or any other similar software or programs that may damage the operation of another\'s computer or property of another.

8. Advertise or offer to sell or buy any goods or services for any business purpose.

9. Download any file transferred by another user of PrudentPressAgency.com that you know, or reasonably should know, cannot be legally distributed in such manner.

10. Falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is transferred.

11. Restrict or inhibit any other user from using and enjoying PrudentPressAgency.com.

12. Violate any code of conduct or other guidelines which may be applicable to PrudentPressAgency.com.

13. Harvest or otherwise collect information about others, including e-mail addresses.

14. Violate any applicable laws or regulations.

15. Create a false identity for the purpose of misleading others.

16. Use, download or otherwise copy, or provide (whether or not for a fee) to a person or entity any directory of users of PrudentPressAgency.com or other PrudentPressAgency.com user or usage information or any portion thereof.

PrudentPressAgency.com has no obligation to monitor PrudentPressAgency.com.

PrudentPressAgency.com reserves the right to terminate your access at any time, without notice, for any reason whatsoever.

PrudentPressAgency.com reserves the right at all times to disclose any information as PrudentPressAgency.com deems necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to transfer or to remove any information or materials, in whole or in part, in PrudentPressAgency.com\'s sole discretion.

You are responsible for all activities that occur in your PrudentPressAgency.com account. You agree to notify PrudentPressAgency.com immediately of any unauthorized use of your account.

PrudentPressAgency.com is not responsible for any loss that you may incur as a result of any unauthorized person using your account.

Privacy of Information

See the PrudentPressAgency.com Privacy Policy for disclosures relating to the collection and use of your information.

Always use caution when giving out any personally identifiable information about yourself or your children in PrudentPressAgency.com. PrudentPressAgency.com does not control or endorse the content, messages or information exchanged by means of PrudentPressAgency.com and, therefore, PrudentPressAgency.com specifically disclaims any liability with regard to PrudentPressAgency.com and any actions resulting from your participation in PrudentPressAgency.com.

Other links

PrudentPressAgency.com may allow you to interact with third-party Web sites and Web services (\'Link(s)\'). The Links are not under the control of PrudentPressAgency.com and PrudentPressAgency.com is not responsible for the contents of any Links, including without limitation any link contained in a Link, or any changes or updates to a Link.

PrudentPressAgency.com is not responsible for any form of transmission received from any Link, nor is PrudentPressAgency.com responsible if the Link is not working appropriately. PrudentPressAgency.com is providing these Links to you only as a convenience, and the inclusion of any Link does not imply endorsement by PrudentPressAgency.com of the Link or any association with its operators. You are responsible for viewing and abiding by any privacy statements and terms of use posted in connection with the Links.

You are solely responsible for any dealings with third parties (including advertisers) who support PrudentPressAgency.com , including the delivery of and payment for goods and services.

Bonuses

From time to time, PrudentPressAgency.com may award free articles also called also called bonuses, including account bonuses, referral bonuses and other bonuses that PrudentPressAgency.com may award in the future. Receipt of those bonuses is based on the completion of the governing bonus Terms and Conditions. All bonuses awarded through these and other bonus programs, if any, must be withdrawn by the recipient from his or her PrudentPressAgency.com account within one year. All bonuses which are not claimed within one year of receipt will expire and become property of PrudentPressAgency.com.

Terms and Conditions of Use for PrudentPressAgency.com-Enabled Properties

For the terms and conditions governing your use of any Web site or service that enables you to use PrudentPressAgency.com web sites other than PrudentPressAgency.com itself (\' PrudentPressAgency.com-Enabled Properties\'), please refer to the applicable Terms and Conditions of Use for such PrudentPressAgency.com-Enabled Properties.

PrudentPressAgency.com\'s Right to Use Feedback or Suggestions You Submit.

By submitting any feedback or suggestions to PrudentPressAgency.com concerning PrudentPressAgency.com, you warrant and represent that you own or otherwise control the rights necessary to do so and you are granting PrudentPressAgency.com and its affiliated companies permission to:

Use, modify, copy, distribute, transmit, publicly display, publicly perform, reproduce, publish, sublicense, create derivative works from, transfer, or sell any such feedback or suggestions; and

Sublicense to third parties the unrestricted right to exercise any of the foregoing rights granted with respect to the feedback or suggestions.

The foregoing grants shall include the right to exploit any proprietary rights in such feedback or suggestions, including but not limited to rights under copyright, trademark, service mark or patent laws under any relevant jurisdiction.

No compensation will be paid with respect to this site's use of the materials contained within such feedback or suggestions. PrudentPressAgency.com is under no obligation to post or use any materials you may provide and may remove such materials at any time in the agency's sole discretion.

This section is inapplicable to any personally identifiable information that you provide in connection with your registration for PrudentPressAgency.com. For terms and conditions governing use of such information, please refer to the PrudentPressAgency.com Privacy Policy.

This section also is inapplicable to any documents, information, or other data that you transmit or otherwise submit to any PrudentPressAgency.com-Enabled Properties. Please refer to the terms and conditions for such PrudentPressAgency.com-Enabled Properties to determine the rights of the Web site or service provider to such documents, information and/or data.

ELECTRONIC COMMUNICATIONS

When you visit this site or send e-mails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by e-mail or by posting notices on this site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing

Limitation of Liability

PRUDENTPRESSAGENCY.COM AND/OR ITS RESPECTIVE SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON OR OBTAINED THROUGH PRUDENTPRESSAGENCY.COM FOR ANY PURPOSE. ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED \'AS IS\' WITHOUT WARRANTY OF ANY KIND. PRUDENTPRESSAGENCY.COM AND/OR ITS RESPECTIVE SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

IN NO EVENT SHALL PRUDENTPRESSAGENCY.COM AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF PRUDENTPRESSAGENCY.COM, WITH THE DELAY OR INABILITY TO USE PRUDENTPRESSAGENCY.COM, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, OR SERVICES OBTAINED THROUGH PRUDENTPRESSAGENCY.COM, OR OTHERWISE ARISING OUT OF THE USE OF PRUDENTPRESSAGENCY.COM, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF PRUDENTPRESSAGENCY.COM OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

IF YOU ARE DISSATISFIED WITH ANY PORTION OF PRUDENTPRESSAGENCY.COM , OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING PRUDENTPRESSAGENCY.COM.

Indemnification

You agree to indemnify and hold PrudentPressAgency.com and its directors, officers, employees, agents, representatives, and affiliates (" PrudentPressAgency.com Indemnities") harmless from any demand, claim, law suit, loss, liability or damage, including reasonable attorneys\' fees, whether in tort or in contract, that PrudentPressAgency.com Indemnities may incur by reason of or arising out of any claim that is made with respect to your use of the Services, including without limitation

(i) with respect to any breach of this Agreement by you,

(ii) with respect to any act or omission of you, or

(iii) with respect to any claim of defamation, invasion of privacy, right of publicity, unfair competition, infringement of a third person\'s intellectual property or other proprietary rights or obscenity relating to your use of PrudentPressAgency.com.

Customer Support

PrudentPressAgency.com provides information about how to use PrudentPressAgency.com as part of PrudentPressAgency.com. PrudentPressAgency.com does not provide support for any software or services provided by any third party.

Termination/Access Restriction

PrudentPressAgency.com reserves the right, in its sole discretion, to terminate your access to and use of PrudentPressAgency.com or any portion thereof at any time, without notice.

This Agreement is governed by the laws of the State of Delaware, U.S.A. You hereby irrevocably consent to the exclusive jurisdiction and venue of courts in Delaware, U.S.A. in all disputes arising out of or relating to the use of PrudentPressAgency.com.

You agree that no joint venture, partnership, employment, or agency relationship exists between you and PrudentPressAgency.com as a result of this agreement or use of PrudentPressAgency.com.

PrudentPressAgency.com may assign this agreement, in whole or in part, at any time.

PrudentPressAgency.com\'s performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of PrudentPressAgency.com\'s right to comply with governmental, court and law enforcement requests or requirements relating to your use of PrudentPressAgency.com or information provided to or gathered by PrudentPressAgency.com with respect to such use.

You agree to indemnify and hold PrudentPressAgency.com, its parents, subsidiaries, affiliates, officers and employees, harmless from any claim, demand, or damage, including reasonable attorneys\' fees, asserted by any third party due to or arising out of your use of or conduct on PrudentPressAgency.com.

If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. This agreement, including the documents expressly incorporated by reference above, constitute the entire agreement between the user and PrudentPressAgency.com with respect to PrudentPressAgency.com and such agreements supersede all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and PrudentPressAgency.com with respect to PrudentPressAgency.com. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

PrudentPressAgency.com may also terminate or suspend your access to PrudentPressAgency.com for inactivity, which is defined as failing to log onto PrudentPressAgency.com for an extended period of time, as determined by PrudentPressAgency.com.

Accuracy of Information

You acknowledge and agree that any information provided by you to PrudentPressAgency.com, including, but not limited to account registration information, billing information and articles posted on the site is accurate, complete and current, and you agree to update that information promptly if there is any change.

No Assignment or Transfer

You shall not resell the Services provided by PrudentPressAgency.com or any third party hereunder or assign, transfer or otherwise dispose of the Services or this Agreement or any interest herein, whether voluntary, by operation of law or otherwise, without the prior express written consent of PrudentPressAgency.com. Any purported assignment in violation of this section shall be void.

Intellectual Property

All contents of any PrudentPressAgency.com Web site related to PrudentPressAgency.com are: Copyright © 2003 PrudentPressAgency.com and/or its suppliers, c/o Prudent International Inc. All rights reserved.

TRADEMARKS: PrudentPressAgency.com is a registered trademark of Prudent International Inc USA. The names of actual companies and products mentioned herein may be the trademarks of their respective owners.

The example companies, organizations, products, people and events depicted herein are fictitious. No association with any real company, organization, product, person, or event is intended or should be inferred.

PrudentPressAgency.com may have patents, patent applications, trademarks, copyrights, or other intellectual property rights covering subject matter in any Web pages that are part of PrudentPressAgency.com. Except as expressly provided in these Terms and Conditions of Use, the furnishing of such Web pages to you does not give you any license to these patents, trademarks, copyrights, or other intellectual property. Any rights not expressly granted herein are reserved.

Copyright Infringement

YOU AGREE THAT ANY ARTICLES, BOOKS OR ANY OTHER MATERIAL SUBMITED TO PRUDENTPRESSAGENCY IS YOUR WORK AND DOES NOT INFRINGE ON THE COPYRIGHT OF OTHERS. IF YOU ARE UNSURE OR IN ANY DOUDBT WHOTSOEVER PLEASE DO NOT USE THIS WEBSITE.

Disputes

Any dispute relating in any way to your visit to Prudent Press Agency.com or to products you purchase through Prudent Press Agency.com shall be submitted to confidential arbitration in Delaware, except that, to the extent you have in any manner violated or threatened to violate Prudent Press Agency.com\'s intellectual property rights, Prudent Press Agency.com may seek injunctive or other appropriate relief in any state or federal court in the state of Deleware, and you consent to exclusive jurisdiction and venue in such courts. Arbitration under this agreement shall be conducted under the rules then prevailing of the American Arbitration Association. The arbitrator\'s award shall be binding and may be entered as a judgment in any court of competent jurisdiction. To the fullest extent permitted by applicable law, no arbitration under this Agreement shall be joined to an arbitration involving any other party subject to this Agreement, whether through class arbitration proceedings or otherwise.